Inheritance Tax solutions

With the Inheritance Tax (IHT) nil-rate band frozen at £325,000 since 2009 and until at least 2031, and legislative reforms bringing more assets into scope of IHT and closing traditional methods of mitigating it, we believe wealth protection using life insurance is becoming an increasingly popular estate planning tool.

Market background

Learn about the technical specifics of Inheritance Tax (IHT) and the reforms which are driving an increasing need for wealth protection.

IHT planning with protection

A comprehensive analysis of the life insurance solutions available for protecting clients’ wealth, providing liquidity and certainty for IHT liabilities.

Products and underwriting

Understand how the key wealth protection products can be used for covering IHT liabilities, and the flexible underwriting options available to meet client needs.