Why Zurich Multi-Fracture Cover?

Protect your customers from the cost of broken bones, dislocations, Achilles tendon ruptures and cruciate ligament tears.

An injury like a broken bone could put your customer off work for weeks, if not months. Multi-Fracture Cover provides a financial cushion that allows them to concentrate on their recovery.

This can be added at an extra cost to Personal Protection or Income Protection policies and your customer won't have to answer any questions about their health or activities. Multi-Fracture Cover can only be added when a policy starts and can be removed at any point.

Multi-Fracture Cover - key product features

We’ll pay a lump sum if your customer:

Breaks a bone like their arm or their leg
Dislocates a joint, like their shoulder or their hip
Ruptures their Achilles tendon
Tears a cruciate ligament in their knee

Eligibility

Minimum age at entry – age 18 attained
Maximum age at entry – age 64 attained
Maximum age at benefit expiry – age 69 attained
Minimum term – 5 years
Life assured must be a UK resident
Only available on a Zurich Personal Protection or Zurich Income Protection policy
Maximum of one multi-fracture cover benefit for each life assured across all policies

Included as standard

Your customers will receive either £2,000, £4,000 or £6,000 depending on their injury
Your customers can claim multiple times each policy year up to a maximum of £6,000