Why Zurich Multi-Fracture Cover?

Protect your customers from the cost of broken bones, dislocations, Achilles tendon ruptures and cruciate ligament tears.

An injury like a broken bone could put your customer off work for weeks, if not months. Multi-Fracture Cover provides a financial cushion that allows them to concentrate on their recovery.

This can be added at an extra cost to Personal Protection or Income Protection policies and your customer won't have to answer any questions about their health or activities. Multi-Fracture Cover must be added when a policy starts and can be removed at any point.

Multi-fracture cover

We’ll pay a lump sum if your customer:

Breaks a bone like their arm or their leg
Dislocates a joint, like their shoulder or their hip
Ruptures their Achilles tendon
Tears a cruciate ligament in their knee

Eligibility:

Minimum age at entry 18
Maximum age at entry 64
Maximum age at expiry 69
Minimum term 5 years
Maximum term 52 years
Only available with Zurich Personal Protection or Zurich Income Protection
Maximum of one Multi-Fracture Cover option for each life assured and can only be added if they don't already have it on any other policy with Zurich
UK resident

Included as standard:

Your customers will receive either £2,000, £4,000 or £6,000 depending on their injury.
Your customers can claim multiple times each policy year up to a maximum of £6,000.