Zurich’s Risk Reality calculator - Important legal information

Please read this information carefully. By accessing this calculator you are confirming that you have understood and agree to be bound by the following terms and conditions. The calculator and the information provided are predominantly for the use of financial advisers. This calculator can be sent to customers to complete. However, we recommend that the results are discussed with a financial adviser.

Regulatory Notices

Nothing contained in this calculator should be construed as a solicitation or offer or recommendation to buy or sell any protection product. Zurich Assurance Ltd ("Zurich") is not determining the suitability of any product. Nor does the information provided constitute advice.

Disclaimer

This calculator is provided to financial advisers to help give customers an indication of the likelihood of certain events occurring based on basic personal details. The calculator should be used for information purposes only and is subject to change without notice. If you require additional information, you should contact appropriate Zurich personnel.

While Zurich uses reasonable efforts to ensure that the calculator is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. No warranty is given that this calculator is free from errors, defects, viruses, malicious programming or macros. To the fullest extent permitted by law, Zurich does not accept any liability for any loss suffered by any person arising out of or in connection with this calculator.

Copyright

All contents of this calculator, including but not limited to the text, graphics, links and sounds, are the copyright of Zurich and may not be copied, reproduced, distributed, uploaded, republished, decompiled, disassembled or transmitted in any way, in whole or in part.

Copyright © 2025 Zurich Assurance Ltd

Binding agreement

These terms and conditions form a binding agreement between you and Zurich, and you may not assign or otherwise transfer your rights or obligations under this agreement. These terms and conditions may be changed without notice at Zurich’s absolute discretion in respect of future use of the calculator and so you should reread the terms and conditions each time you access the calculator.

Jurisdiction

English law governs these terms and conditions and your use of the calculator. Any dispute shall be subject to the exclusive jurisdiction of the English courts.

Zurich Assurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Registered in England and Wales under company number 02456671.

Registered Office: Unity Place, 1 Carfax Close, Swindon SN1 1AP.