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    Zurich Portfolio cash interest rates

    Cash will be combined with that of other account holders and deposited with our banking partners, currently Royal Bank of Scotland plc and Bank of Scotland plc.

    Your cash will earn a variable rate of interest, calculated daily from the date we receive it, and will be added to your Account on the first business day of each month.

    Rates as at 06/04/2020

    Account Interest rate AER* Notes
    Zurich Cash ISA 0.14% 0.14% Interest paid on a Cash ISA is exempt from income tax.
    Zurich Cash Account and cash 0.14% 0.14% Interest paid on cash in a Stocks and Shares ISA and Retirement account is exempt from income tax.

    Interest charge

    We retain a proportion (currently 0.10% each year) of the interest we receive and pass on a lower rate to you. The rate we currently pay to you is 0.14% each year – this represents an annual AER* of 0.14%.

    *AER stands for Annual Equivalent Rate and shows that the interest rate would be if interest was paid and added each year.